[Danthemandiggler]

Advice please if you can, changed the wheels from !5" Helix on our Mini One D to Genuine 17" Black gloss Alloys, question is do I need to tell my insurer? I know that 17" Rims can be an option to buy as standard on the Mini so will it make a difference? Thanks

 

[OzDJMini]

Advice please if you can, changed the wheels from !5" Helix on our Mini One D to Genuine 17" Black gloss Alloys, question is do I need to tell my insurer? I know that 17" Rims can be an option to buy as standard on the Mini so will it make a difference? Thanks

All insurers are different mate

As such, I think this would be a case of "check your policy document" and/or talk with your insurer.

Mine, for example, allows me to add/change whatever I like as long as I don't render the car non-roadworthy (ie illegal). I have an 'agreed value' policy and, from their point of view, they already know their maximum claim exposure. If I go and add $20K of accessories to a car insured for $38K, they'll still only pay the $38K (less excess*)

DJ

(*) aka "deductible" for you US folk.

 

[jeremybingham]

Insurer def needs to know in the UK. They even wanted to charge me extra for putting winter tyres on till I complained I was being penalised for making the car safer.

 

[Evlkarl]

Yes you can upgrade from your 15 to 16/17/18 Oem or you can go aftermarket as long as you have a 5x112 with a 45 off set.

 

[mikeswagon]

Yes you can upgrade from your 15 to 16/17/18 Oem or you can go aftermarket as long as you have a 5x112 with a 45 off set.

The OP has already got the wheels, and he's asking about his insurance


In the UK we're always told to notify them, tell them they're optional from MINI, and not aftermarket, and the wheel name will help - 17" so I'm guessing Cosmos?

Let us know how you get on.

 

[sootyvrs]

Best to give them a ring to be sure you are still covered.

I have a spare set of 17" black Cosmos wheels if you are interested

Sent from my LG-H815 using Tapatalk

 

[Evlkarl]

LOL I should have read the whole post before typing away.

 

[mikeswagon]

Best to give them a ring to be sure you are still covered.

I have a spare set of 17" black Cosmos wheels if you are interested

Sent from my LG-H815 using Tapatalk

LOL I should have read the whole post before typing away.

Evlkarl, looks like you're not the only one who didn't read it all....